Photography by Getty Images; Illustration by Bankrate Key takeaways The BankAmericard® Credit Card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to…
Key takeaways The Capital One Quicksilver Cash Rewards Credit Card and the Bank of America® Unlimited Cash Rewards credit card offer the same rewards rate of unlimited 1.5 percent back on all purchases. These two cards also offer the same welcome bonus, although the minimum spending requirements to earn them…
Image Source/Getty Images As the most populated state, California also has the highest number of drivers on the roads. With over 27 million licensed drivers, the state takes a hard line on violations like DUIs, at-fault accidents and speeding. Drivers with these infractions, along with inexperienced drivers, typically pay much…
Image by kolderal/GettyImages; Illustration by Bankrate Driving in New York isn’t for the faint of heart. Whether you’re dodging cabs in Midtown or gripping the wheel through Buffalo’s lake-effect snow, life behind the wheel in the Empire State keeps you on your toes. However, if you’ve had speeding tickets, an…
Trending
Spotlight This Week
More Articles
Personal Finance
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
Featured Articles
Key takeaways Mutual funds can be a great way to invest for long-term goals such as retirement. There are thousands of mutual funds focused on different asset classes, such as stocks and bonds. Index funds are popular because of their low cost and diversification benefits.…
Dept Managmnt
Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
Banking
These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
Credit Cards
All News
Key takeaways You can typically cash in your savings bond at your bank, in person. Regardless of how much money you receive, you can cash in your childhood savings bond and reinvest it, save it, or spend it. If you have a savings bond socked away for a while, or…
A robo-advisor is a great choice for investors who want professional portfolio management minus the high price tag traditional money managers charge. You’ll pay around 1 percent to 2 percent of your account balance (assets under management, or AUM) in fees each year for a human investment manager, versus roughly…
Suzanne Tucker/Shutterstock Key takeaways A mortgage application collects information about your finances and the property you want to buy so that a lender can decide if you’re eligible for a loan. Most lenders use the standard Uniform Residential Loan Application (URLA) or a variation. To prepare for a mortgage application,…
Key takeaways To use the rule, divide 72 by your interest rate to estimate how many years it’ll take to double your money. Use the Rule of 72 for ballpark planning, but lean on calculators or professional advice for real investment decisions. You can also use the Rule of 72…
Tips to Help Get Credit Card Debt Back on Track Students can also use creative strategies to help get credit card debt back on track and accelerate repayment. Selling used textbooks, old electronics, or clothing online can free up extra cash. Reducing discretionary spending — like cutting back on takeout,…
Ivan Pantic/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Online-only mortgage applications can be convenient, but they might not be the best fit if you have complicated finances. While online mortgage lenders are generally safe, do your due diligence and protect your personal information when applying online. The closing…
With Republicans ending the Grad Plus program, private lenders are eyeing billions in new business, while some students could be left in the cold. In the 22 years since Ken Ruggiero jumped from tech to the private student loan business, he’s lived through a dramatic boom and bust. In the…
Gold hit an all-time high this week, reaching $3,819 per ounce — and, for the first time in half a century, topping its 1980 peak in inflation-adjusted terms.The yellow metal is now up 45% this year, making it by far the best-performing asset class of 2025, outpacing Wall Street’s crown…
If there’s one thing everyone agrees on, it’s that housing is unaffordable. Case in point: the National Association of Home Builders said in March that 60% of U.S. households can’t afford a $300,000 home at a time when the median price is now well above $400,000. For most families, the…
OBSERVATIONS FROM THE FINTECH SNARK TANKThe 2023 launch of instant payments via FedNow was heralded as a milestone in the modernization of US payments infrastructure. Real-time settlement, once a distant goal, was now a reality. Despite the fanfare, most financial institutions have taken only tentative steps toward adoption. According to…
Editor's Pick
