Photography by Getty Images; Illustration by Bankrate Key takeaways The BankAmericard® Credit Card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to…
Key takeaways The Capital One Quicksilver Cash Rewards Credit Card and the Bank of America® Unlimited Cash Rewards credit card offer the same rewards rate of unlimited 1.5 percent back on all purchases. These two cards also offer the same welcome bonus, although the minimum spending requirements to earn them…
Image Source/Getty Images As the most populated state, California also has the highest number of drivers on the roads. With over 27 million licensed drivers, the state takes a hard line on violations like DUIs, at-fault accidents and speeding. Drivers with these infractions, along with inexperienced drivers, typically pay much…
Image by kolderal/GettyImages; Illustration by Bankrate Driving in New York isn’t for the faint of heart. Whether you’re dodging cabs in Midtown or gripping the wheel through Buffalo’s lake-effect snow, life behind the wheel in the Empire State keeps you on your toes. However, if you’ve had speeding tickets, an…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Mutual funds can be a great way to invest for long-term goals such as retirement. There are thousands of mutual funds focused on different asset classes, such as stocks and bonds. Index funds are popular because of their low cost and diversification benefits.…
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Experience with the Program: How Debt Management Helped a First-Time Renter Katie’s journey shows clearly how debt management helped her regain control over…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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fizkes/Getty Images: Illustration by Issiah Davis/Bankrate Coming up with a down payment on a home — especially if it’s your first — can feel impossible. But you don’t have to do it by yourself: There are many first-time homebuyer grants that can help. These programs are offered by banks and…
Key takeaways Car prices, monthly payments, and insurance costs all rose during 2024. Good credit scores are key to securing good auto loan rates. APRs are decreasing for super prime and prime borrowers but rising for all other borrowers. Consumers should keep an eye on increased overall costs for new…
Wasan Tita/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A down payment is the portion of a home’s purchase price the buyer isn’t financing with a mortgage. The amount is paid upfront at closing. Depending on the buyer’s finances and the type of loan, down payments typically range from 3…
As September marks National Preparedness Month, it’s a timely reminder to reassess not only our emergency kits and plans but also the state of our finances. In the face of unpredictable events, financial stability can be as crucial as having the right supplies on hand. Unexpected events like job loss,…
Image by GettyImages; Illustration by Bankrate A sharp pullback in home equity rates, one week after the Fed’s highly anticipated quarter-point rate cut. The $30,000 home equity line of credit tumbled 17 basis points to 7.88 percent, its lowest level in about a year-and-a-half, according to Bankrate’s national survey of…
For the first half of my 20s, I thought about money in the same way you might think about grocery shopping or laundry — a chore, but not requiring more brain space than necessary to get food on the shelves or clean clothes in the closet. As long as there…
Key takeaways The SIPC is a federally mandated, private nonprofit organization that helps protect securities and cash in brokerage accounts against the risk of the brokerage becoming insolvent. The SIPC protects specific types of securities, such as stocks, bonds (including Treasurys), money market mutual funds and CDs. The SIPC and…
Key takeaways Both the Chase Freedom Rise® and the Discover it® Student Chrome are strong starter credit cards that can help students build credit while earning cash back. The Chase Freedom Rise®, while offering flat-rate rewards, provides long-term benefits such as broader redemption options and potential pathways to premium Chase…
Here’s something credit card experts know but you might not: it’s getting much tougher for the average person to find a great travel credit card that unlocks luxury experiences without the price tag. Major credit card issuers have steadily made premium credit cards more exclusive in recent years. Before, they…
If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it saves. But, if you plan to keep the money for growth or pass it on to heirs, a conversion can help you avoid future required minimum distributions (RMDs) and provide…
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