The legacy Capital One Savor Cash Rewards Credit Card* is no longer taking new applicants as of July 2024, although existing cardholders can still use the card. Those interested in the legacy Capital One Savor Cash Rewards Credit Card can check out the new Capital One Savor Cash Rewards Credit…

Making the decision to start investing is one of the best decisions you can make. Investing is an important step toward building wealth and achieving your financial goals. However, successful investing can be difficult and there are some key mistakes you’ll want to avoid.  Here are the top seven investment…

If a car is declared a total loss by an insurance company, that doesn’t mean it’s automatically destined for the scrapyard. While totaled cars are marked as destroyed with a salvage title, that salvage title can be converted to a rebuilt title if somebody repairs the totaled vehicle to make…

Image by Getty Images: Illustration by Bankrate Key takeaways By using the right rewards credit card, you can earn rewards on your train travel. Joining the Amtrak Guest Rewards program allows you to earn even more rewards on train travel. To make the most of your train trip, consider redeeming…

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If you aren’t fully satisfied with your homeowners coverage, it can be handy to know how to switch home insurance policies. This isn’t difficult to do, even if your policy is paid out of an escrow account.  Although switching home insurance can happen at any…

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Key takeaways A cash advance is an option for when you need money in a pinch, but it’ll cost you. You will start accruing interest on your cash advance immediately. To avoid interest piling up, take out only a small amount and pay more than the minimum each month. When…

MoMo Productions/Getty Images Key takeaways Both the Bank of America® Customized Cash Rewards credit card and the Blue Cash Preferred® Card from American Express offer excellent rewards-earning opportunities for everyday purchases. These are tiered cash back rewards cards, so you need to keep up with different categories as well as…

Citi is an advertising partner. I’ve been very open about my journey to fight my way out of debt and a bad credit score. One big step I took was applying for the Capital One Platinum Secured Credit Card. Because I used the card wisely, I was able to upgrade…

Inheriting an individual retirement account (IRA) comes with specific tax obligations that can feel overwhelming during an already difficult time. One of the most important requirements to understand is the required minimum distribution (RMD) for an inherited IRA. This determines how much money you must withdraw each year. Unlike traditional…

Headlined by Hurricanes Beryl, Helene and Milton, AccuWeather estimated that more than $500 billion in immediate total damage and long-term economic losses were sustained over the 2024 hurricane season. Unfortunately, the forecaster is also predicting another year of above-average storm frequency and intensity for coastal residents in 2025. While there’s…

If you have money in a Roth IRA, you may be wondering how to move some of it into stocks to maximize your investment potential. This is an important consideration. Choosing to save in a Roth IRA provides significant tax advantages. However, the way you allocate the funds within the…

Key takeaways Online banks typically offer savings rates 5-10 times higher than traditional banks, with top accounts paying over 4 percent APY. Online banks charge fewer fees, with many offering completely fee-free checking and savings accounts. Online banking provides 24/7 account access with advanced mobile features, but lacks physical branch…

Applying discounts to your policy can be one of the most effective ways to save money on your homeowners insurance. Some discounts may not be quite so simple to obtain, installing a new roof, for instance, but others may not require much of you at all. Bankrate’s insurance editorial team…

Carlina Teteris/Getty Images Key takeaways New graduates need checking accounts with no monthly fees, low minimums and strong digital features. Online banks and credit unions typically offer the best graduate bank account options with minimal fees and higher interest rates. Emergency fund building should start immediately alongside choosing the right…

Key takeaways The Capital One Venture X Rewards Credit Card lets users redeem miles for several types of travel, including airfare, hotels and vacation rentals through the Capital One Travel portal. This card also comes with an annual travel credit worth $300 toward Capital One Travel purchases, which can be…

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