PeopleImages/Getty Images Key takeaways Mortgage origination is the process through which the lender approves and creates your loan. Steps in the mortgage origination process include getting preapproval, applying for the loan, waiting for loan processing and underwriting and attending closing day. Many lenders charge a fee for originating a mortgage,…
Key takeaways A second credit card can benefit you in more ways than one, although the right card for you depends on your goals. You can opt for a second card that earns more or different rewards than you’re earning now, or you can pick a card with 0 percent…
Key takeaways TSA PreCheck and Clear can both save you time while traveling. TSA PreCheck allows you to go through a special security line where you can keep on your shoes and a light jacket, while Clear allows you to use biometric security kiosks to verify your identity quickly at…
Key takeaways An auto lease is a contract that allows you to rent a car for a specified amount of time. The Consumer Leasing Act, also known as Regulation M, requires that leasing companies inform you of all terms and costs associated with a lease deal. Information that the leasing…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Want to save more, pay off debt, and finally stop stressing about money? Budgeting is how you make it happen! Because when you tell your money where to go—instead of wondering where it went—you’re the one in control. And guess what? Budgeting doesn’t have to…
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Key takeaways Social Security benefits are generally protected from creditors, but exceptions exist for federal debts, child support and legal judgments. The IRS…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Key takeaways An 84-month auto loan generally has lower monthly payments but higher total borrowing costs. It is generally best to avoid 84-month loans, but they might be helpful in certain situations. Before you take out an 84-month car loan, explore all of your options, including waiting until you can…
For new and seasoned investors alike, taking a global approach to your investments can help provide diversification and multiple ways to benefit from the growth in the world economy. While putting your money in foreign markets might sound complex, there are exchange-traded funds (ETFs) set up to streamline the process…
Maryna Terletska/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Students are paying $11,610 per year on average in tuition and fees at public, in-state schools, and $30,780 for out-of-state undergraduates, according to the CollegeBoard. The average cost of college has skyrocketed in the last 30 years. The average cost…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many graduate students take out loans starting at around $45,000 to cover their education costs. The cost of graduate school has risen exponentially since 2000, and the majority of students borrow loans to pay for the expense. The amount of debt…
Images by GettyImages; Illustration by Bankrate Key takeaways The number of prison education programs is growing, but the offerings are still limited throughout state and federal prisons. Many higher education prison programs are offered at no cost and are funded by the state in which the facility is located or…
Key takeaways The average cost to attend dental school is $312,700, according to the American Dental Education Association. How much you earn varies depending on where you live. The average dentist salary is $191,750. Dentistry students know that dental school will lead them to higher earnings, but first, they…
Key takeaways United MileagePlus miles can be earned and redeemed with United Airlines, Star Alliance partners, non-Star Alliance airline partners and a whole slew of other travel partners. United miles can be earned through flights on the airline or its partners as well as through credit cards, hotel partners, dining…
Key takeaways Use your flat-rate cash back card to pay utility bills and other monthly expenses in order to maximize your rewards. Buy through your issuer portal and special cash back apps to earn additional cash back when shopping. Take advantage of issuer-specific offers at designated retailers. …
PeopleImages/E+/Getty Images Key takeaways Bank of America offers secured versions of many of its popular rewards credit cards. If you prefer earning bonus rewards in select categories, the Bank of America® Customized Cash Rewards Secured Credit Card offers cash back in a number of choice bonus categories (terms apply). If…
damircudic/E+/Getty Images Key takeaways Capital One Platinum Credit Card comes with no annual fee but also without the frills you might find on cards for those with stronger credit. Unlike some other cards for those with fair credit, you won’t need to pay an annual fee or put down a…
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