Key takeaways Car prices, monthly payments, and insurance costs all rose during 2024. Good credit scores are key to securing good auto loan rates. APRs are decreasing for super prime and prime borrowers but rising for all other borrowers. Consumers should keep an eye on increased overall costs for new…

Key takeaways You can add a child to your car insurance by contacting your agent or adding a driver via an online portal or app. The average cost to add a driver under age 21 to an existing car insurance policy is $2,411 per year. Before adding a teen to…

dima_sidelnikov/Getty Images Key takeaways The top credit card reward programs partner with select airlines and hotels, so you can transfer points and miles from your card directly to your favorite loyalty programs. Occasionally, you can earn bonuses for transferring points and miles from a bank program to a partner loyalty…

Indiana may be known as the Crossroads of America, but a lot of people are finding reasons to race to the Hoosier State and put their cars in park. One reason being it’s still an affordable place to plant your roots: The state’s housing costs are well below the national…

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Key takeaways A derogatory mark is a negative entry on a credit report, such as a late payment, charge-off or bankruptcy, that signals financial risk to lenders. These marks can lower your credit score and impact your ability to get approved for loans, credit cards…

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Key takeaways The average cost to attend dental school is $312,700, according to the American Dental Education Association. How much you earn varies depending on where you live. The average dentist salary is $191,750. Dentistry students know that dental school will lead them to higher earnings, but first, they…

Key takeaways United MileagePlus miles can be earned and redeemed with United Airlines, Star Alliance partners, non-Star Alliance airline partners and a whole slew of other travel partners. United miles can be earned through flights on the airline or its partners as well as through credit cards, hotel partners, dining…

Key takeaways Use your flat-rate cash back card to pay utility bills and other monthly expenses in order to maximize your rewards. Buy through your issuer portal and special cash back apps to earn additional cash back when shopping. Take advantage of issuer-specific offers at designated retailers. …

PeopleImages/E+/Getty Images Key takeaways Bank of America offers secured versions of many of its popular rewards credit cards. If you prefer earning bonus rewards in select categories, the Bank of America® Customized Cash Rewards Secured Credit Card offers cash back in a number of choice bonus categories (terms apply). If…

damircudic/E+/Getty Images Key takeaways Capital One Platinum Credit Card comes with no annual fee but also without the frills you might find on cards for those with stronger credit. Unlike some other cards for those with fair credit, you won’t need to pay an annual fee or put down a…

Key takeaways College can help you expand your earning potential and job prospects. Determine whether a public or private school is the best fit for you. Public schools can be less expensive, but private schools tend to have smaller class sizes. If you’re unsure about college, you can take a…

Key takeaways International tourist taxes and entry fees have increased across major destinations New digital payment verification requirements are taking effect in Europe. Dollar strength is likely to keep influencing exchange strategies through 2025. Real ID implementation is affecting financial access at international terminals. Getting your money abroad is getting…

Binary options offer the ability to wager on a yes-or-no bet, with the trader either winning a sum of money or losing the full stake. Binary options are a different kind of option from what most traders are familiar with, and their structure makes them more like gambling than investing.  Here’s…

PeopleImages/Getty Images Key takeaways Providing false information on your personal loan application can lead to serious legal consequences. Fill out your personal loan application with the most accurate and truthful information possible. If you don’t qualify for a personal loan without lying, work to improve your finances instead of borrowing.…

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