Author: News Room
Image by GettyImages; Illustration by Bankrate Key takeaways Pay-for-delete letters are one possible solution to resolving blemishes on your credit…
The Big Beautiful Bill Act (BBB) will reshape how Americans repay student loans, but the Trump Administration’s landmark legislation is…
Key takeaways Since lenders require you to repay a personal loan, they are considered debt and not taxable income. If…
Key takeaways A lien serves as legal notice that you owe a creditor for an unpaid loan. Liens are not…
Key takeaways Secured and unsecured loans can be obtained from a bank, credit union or online lender. Secured loans require…
Key takeaways It may be difficult to obtain a new loan after you enter a debt management plan, especially if…
Image by GettyImages; Illustration by Bankrate Key takeaways Before paying a debt in collections, verify that it’s both legitimate and…
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can…
Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that…
Joe Schmelzer/Getty Images Key takeaways A loan modification is a long-term mortgage relief option for borrowers experiencing financial hardship, such…