Maybe you’ve been looking at your premiums and scratching your head thinking, Does everyone pay this much? Or maybe you’re just entering the market and your eyeballs are popping. Either way, we get it. Insurance is one of those things you know you need, but it seems to cost. A. Lot. So,…
Looking for a way to pay for a new car, buy that fancy new computer, or escape on a tropical getaway without saving up first? There’s a loan company eagerly waiting to front you the cost—but it’ll cost you. It’s called Upstart, and this digital lending service is on a…
Do you know what the most wonderful time of the year is? Nope—not Christmas. We’re talking about open enrollment season. It’s the one time of the year you get to review and compare health insurance plans to find the right one for you.Okay, you got us. No one’s throwing parties…
If you want to send shivers down an economist’s spine, all you have to do is say one strange-sounding word—stagflation. Get expert money advice to reach your money goals faster! We can hear the calculators dropping and balance sheets tearing right now. Stagflation is an economic term that’s used to…
Personal Finance
Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Featured Articles
It’s the middle of summer, and your AC suddenly goes out. You don’t have a couple thousand dollars to get it fixed, but the temperature is rising, the kids are screaming, and you’re sweating from more than just the heat. So, you race down to…
Dept Managmnt
How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
Banking
For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
Credit Cards
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Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a number of unique perks to cardholders, including unlimited flat rate cash back on all purchases. The Bank of America® Customized Cash Rewards credit card is another cash back card option, this one offering bonus cash back of…
Key takeaways A 1.5 percent cash back card can help you earn rewards on every purchase while enjoying benefits like extended warranties, travel insurance and no foreign transaction fees. But not all 1.5 percent cash back cards are created equally, varying by annual fee, welcome bonus, additional cash back categories…
Cash back is Americans’ favorite credit card feature by a wide margin, yet rewards enthusiasts often emphasize travel redemptions instead. If you ask an influencer for a best credit card recommendation, you’ll probably hear about a fancy travel card with a hefty annual fee. There’s nothing wrong with that, as…
Photography by Getty Images; Illustration by Bankrate Key takeaways The BankAmericard® Credit Card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to…
Key takeaways The Capital One Quicksilver Cash Rewards Credit Card and the Bank of America® Unlimited Cash Rewards credit card offer the same rewards rate of unlimited 1.5 percent back on all purchases. These two cards also offer the same welcome bonus, although the minimum spending requirements to earn them…
Image Source/Getty Images As the most populated state, California also has the highest number of drivers on the roads. With over 27 million licensed drivers, the state takes a hard line on violations like DUIs, at-fault accidents and speeding. Drivers with these infractions, along with inexperienced drivers, typically pay much…
Image by kolderal/GettyImages; Illustration by Bankrate Driving in New York isn’t for the faint of heart. Whether you’re dodging cabs in Midtown or gripping the wheel through Buffalo’s lake-effect snow, life behind the wheel in the Empire State keeps you on your toes. However, if you’ve had speeding tickets, an…
Images by Getty Images; Illustration by Issiah Davis/Bankrate The consequences of a speeding ticket in the Golden State extend far beyond the initial fine. In addition to penalties ranging from $35 to $200, California drivers see their average full coverage car insurance premiums jump by $1,215 per year after a…
Key takeaways You can responsibly use a credit card for large purchases if you pay off the balance before it starts accruing interest. Using a credit card to pay for large but predictable expenses — like groceries, travel and appliances — can help you earn rewards and access additional benefits.…
Klaus Vedfelt/Getty Images New technology has changed the way many people get around. Ridesharing has become an incredibly popular transportation option, and that’s especially true in big cities where Uber and Lyft drivers are easy to find. With just your smartphone and a few taps of your finger, you can…





































