If you’re looking at your 401(k) options and have questions about how all this investment stuff works, you’re not alone. Maybe you’re asking, “How do I know these are good investment options?” or, “How much should I invest?” You might be reading through the information packet you got from HR and…
When it comes to retirement, most people find themselves either sitting in the regret of past money mistakes or winning big-time with money, on track to enjoy a retirement they’ve always dreamed about. Market chaos, inflation, your future—work with a pro to navigate this stuff. Here’s the difference: Those who…
Vomiting. Loss of appetite. Depression. Shortness of breath. Insomnia. Wanting to keep on driving past work till you reach Mexico. These symptoms describe many Americans’ Sunday afternoon as they stare down a 40-plus-hour workweek. They’re known as the Sunday Scaries. Let’s dig into why the Sunday Scaries are even a…
Losing your job or getting your hours cut at work can feel like a punch to the gut—followed by a million panicky thoughts about what you’ll do now. And especially what you’ll do without your health insurance benefit! It’s okay. Plenty of people go through this and you’ll be just…
Personal Finance
Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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6. List Your House and Do Home Showings Listing your house is simple if you’re working with an experienced real estate agent. Your agent will help you get professional photos taken and will get your home listed on multiple platforms for maximum exposure. Once your…
Dept Managmnt
How the Zero Based Budgeting Method Works The zero based budgeting application is more straightforward than it sounds. Start by writing down your…
Banking
For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
Credit Cards
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Key takeaways A 1.5 percent cash back card can help you earn rewards on every purchase while enjoying benefits like extended warranties, travel insurance and no foreign transaction fees. But not all 1.5 percent cash back cards are created equally, varying by annual fee, welcome bonus, additional cash back categories…
Cash back is Americans’ favorite credit card feature by a wide margin, yet rewards enthusiasts often emphasize travel redemptions instead. If you ask an influencer for a best credit card recommendation, you’ll probably hear about a fancy travel card with a hefty annual fee. There’s nothing wrong with that, as…
Photography by Getty Images; Illustration by Bankrate Key takeaways The BankAmericard® Credit Card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to…
Key takeaways The Capital One Quicksilver Cash Rewards Credit Card and the Bank of America® Unlimited Cash Rewards credit card offer the same rewards rate of unlimited 1.5 percent back on all purchases. These two cards also offer the same welcome bonus, although the minimum spending requirements to earn them…
Image Source/Getty Images As the most populated state, California also has the highest number of drivers on the roads. With over 27 million licensed drivers, the state takes a hard line on violations like DUIs, at-fault accidents and speeding. Drivers with these infractions, along with inexperienced drivers, typically pay much…
Image by kolderal/GettyImages; Illustration by Bankrate Driving in New York isn’t for the faint of heart. Whether you’re dodging cabs in Midtown or gripping the wheel through Buffalo’s lake-effect snow, life behind the wheel in the Empire State keeps you on your toes. However, if you’ve had speeding tickets, an…
Images by Getty Images; Illustration by Issiah Davis/Bankrate The consequences of a speeding ticket in the Golden State extend far beyond the initial fine. In addition to penalties ranging from $35 to $200, California drivers see their average full coverage car insurance premiums jump by $1,215 per year after a…
Key takeaways You can responsibly use a credit card for large purchases if you pay off the balance before it starts accruing interest. Using a credit card to pay for large but predictable expenses — like groceries, travel and appliances — can help you earn rewards and access additional benefits.…
Klaus Vedfelt/Getty Images New technology has changed the way many people get around. Ridesharing has become an incredibly popular transportation option, and that’s especially true in big cities where Uber and Lyft drivers are easy to find. With just your smartphone and a few taps of your finger, you can…
Pet ownership can be expensive, with recurring expenses like food, supplies and veterinary care. A rewards credit card can help offset these costs, but finding the right card is tricky since bonus categories typically don’t include everyday pet expenses. Here are some of the better options available to help you…





































