Photography by Getty Images; Illustration by Bankrate Key takeaways The BankAmericard® Credit Card comes with a great introductory APR, making it a solid option for people to pay off credit card debt over time. The Bank of America® Unlimited Cash Rewards credit card offers good long-term value with access to…

Key takeaways The Capital One Quicksilver Cash Rewards Credit Card and the Bank of America® Unlimited Cash Rewards credit card offer the same rewards rate of unlimited 1.5 percent back on all purchases. These two cards also offer the same welcome bonus, although the minimum spending requirements to earn them…

Image Source/Getty Images As the most populated state, California also has the highest number of drivers on the roads. With over 27 million licensed drivers, the state takes a hard line on violations like DUIs, at-fault accidents and speeding. Drivers with these infractions, along with inexperienced drivers, typically pay much…

Image by kolderal/GettyImages; Illustration by Bankrate Driving in New York isn’t for the faint of heart. Whether you’re dodging cabs in Midtown or gripping the wheel through Buffalo’s lake-effect snow, life behind the wheel in the Empire State keeps you on your toes. However, if you’ve had speeding tickets, an…

Personal Finance

Featured Articles

Key takeaways Mutual funds can be a great way to invest for long-term goals such as retirement. There are thousands of mutual funds focused on different asset classes, such as stocks and bonds. Index funds are popular because of their low cost and diversification benefits.…

All News

Even though I have enough saved for early retirement, I still worry. As someone with lifelong chronic conditions, I know all too well how healthcare costs can creep up, even when everything else seems under control.  Medical debt is one of the sneakiest ways financial stress shows up in people’s…

Although Capital One is one of the largest banks in the U.S., as measured by total assets, it has fewer than 300 branches in just a handful of states. Nonetheless, Capital One makes it easy to access your cash with more than 70,000 fee-free ATMs across the country. Capital One…

PNC Bank is one of the largest banks operating in the U.S. It offers a full suite of retail, commercial and small-business products. PNC Bank has around 2,200 branches across 27 states and Washington, D.C. Its customers can also access nearly 60,000 in-network ATMs. PNC Bank near me You can…

Hispanolistic/ Getty Images Key takeaways The Delta SkyMiles® Gold American Express Card is a solid choice for travelers who want some basic Delta perks with a more manageable annual fee. The Delta SkyMiles® Platinum American Express Card offers frequent Delta flyers more benefits plus the ability to earn Medallion Status…

Investors have many ways to gain exposure to gold, from directly purchasing gold bullion to more indirect methods like owning shares of public mining companies. While some funds invest directly in the physical metal, others manage a portfolio of gold-related stocks. To get in on the action, the most efficient…

wera Rodsawang/GettyImages; Illustration by Bankrate Options can be a blast, allowing you to make many times your money in a short period. But getting familiar with how options trading works can take some time – and if you’re using real money, it can be expensive. That’s where options simulators can…

Key takeaways There are four broad types of credit cards to choose from depending on your goals: credit-building cards, balance transfer cards, low-interest cards and rewards cards. To find the right credit card, start by checking your credit score, analyzing your spending habits and thinking about your financial goals by…

  If you’re wondering how to invest in the financial sector, exchange-traded funds (ETFs) can be a simple way to get started. ETFs that focus on the financial sector invest in companies that are involved in different areas of finance such as banking, insurance, real estate and investment management. You…

Key takeaways Capital One Venture Rewards Credit Card cardholders can earn a generous welcome bonus, elevated rewards on hotels and rental car purchases through Capital One Travel and a flat 2X miles on other purchases. The Discover it® Miles comes with a nice flat rewards rate, an excellent introductory APR…

Borrowing Nexus

© 2025 Borrowing Nexus. All Rights Reserved.