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Key takeaways Most bank account denials stem from ChexSystems reports showing past account problems like unpaid negative balances, bounced checks,…
Image by GettyImages, Illustrated by Bankrate Key Takeaways APY (Annual Percentage Yield) shows how much interest your savings account or…
Key takeaways CD rates are beginning to fall as the Federal Reserve shifts toward rate cuts. Locking in competitive yields…
Key takeaways Joint checking accounts let two people manage shared expenses with equal access to funds — ideal for couples,…
Key takeaways Opening a bank account online takes 10-15 minutes if you have your documents ready — you’ll need your…
Key takeaways Writing a check requires six simple steps: date, payee name, amount in numbers, amount in words, memo (optional)…
Luis Alvarez/Getty Images Key takeaways Zelle is an easy tool for sending money between friends or different bank accounts, but…
Key takeaways The best consolidation loans allow you to save money on interest, pay off debt more quickly and replace…
Key takeaways Emergency loans for bad credit tend to have higher interest rates and fees than traditional loans. Payday alternative…
When I offered my annual credit card predictions around this time last year, I speculated that regulatory issues would dominate…












